What are the main benefits of Bankamericard?

Before deciding whether Bankamericard is the best option for you, check out its main benefits.

Knowing the features and benefits offered by a particular credit card is a fundamental step in making the best decision and having your needs fully met.

With that in mind, here are the main advantages offered by Bankamericard:

  • No annuity fee: One of the great advantages of Bankamericard is its low, which means $0 annuity fee.
  • It allows you to significantly increase your purchase history in a solid and constant way.
  • Every certain period of time, a check is done to make sure you are eligible to receive an update to your credit card.
  • If you change your card, a full refund will be given.
  • It offers a flexible credit limit, between minimum and maximum amounts from $300 to $4900.
  • Report your activity reports to the three main agencies in the country.
  • As you use your credit card and make your payments on time, you may find your credit score increasing efficiently and solidly, improving your financial reputation.
  • You can check your FICO score for free.

Get to know some other benefits

As stated earlier, the main purpose of the Bankamericard credit Card is to help improve your credit history, being an excellent option for people who find themselves in this situation.

But apart from that, it offers other benefits that can make it even better, as well as other unique functions and features that it can offer. See which ones they are below.

Ofertas BankAmericard

An exclusive Bankamericard offer is Bankamerideals, which is a cashback program that can return around 5% to 15% of your money to companies associated with the program.

So you can take advantage of the offer when using restaurants, stores and pharmacies, getting bonuses and great opportunities as you use it.

Ofertas BankAmericard

An exclusive Bankamericard offer is Bankamerideals, which is a cashback program that can return around 5% to 15% of your money to companies associated with the program.

So you can take advantage of the offer when using restaurants, stores and pharmacies, getting bonuses and great opportunities as you use it.

CREDIT CARD
BANKAMERICARD
NO ANNUITY FEE CASHBACK
HOW TO APPLY By clicking you will remain on the current site

Bankamericard Fees

With regard to the interest rates charged by BankAmericard, you can rest assured, as it was designed to be a credit card accessible to all people and at a lower cost than credit cards found on the market.

Thus, it has an initial APR of 0% for credit transfers made within the first 60 days of using the card. This will allow you to improve your credit score and after this initial period you will have a variable APR of 12.99%.

Bankamericard also stands out for having a lower limit, which has a transfer fee of 3% or $10. In addition, this credit card does not charge an increase in annual fees or APR interest if you miss the payment deadline. Credit cards of this type usually charge an APR of 29.99%.

However, you need to pay attention to international transactions, as there is a 3% fee and a possible additional $40 in case of late payment. So if you’re always out of the country, whether for business or pleasure, there are better credit card options to choose from.

Credit Score

You can see that Bankamericard Credit Card is the ideal option for people who are looking to improve their credit score and restore their financial reputation. One of the great advantages offered by this credit card is the fact that it has a simple application process, which does not require many requirements for you to become eligible.

Thus, people with low credit scores or low incomes can be approved. Some users claim to have gotten their approval with a score of less than 500 points, although this is not guaranteed.

If you find yourself in this situation, it is worth trying to get your Bankamericard, as with it you will have the opportunity to consistently and efficiently improve your credit score and get better and better credit opportunities.

CREDIT CARD
BANKAMERICARD
NO ANNUITY FEE CASHBACK
HOW TO APPLY By clicking you will remain on the current site

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